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Have you ever heard the saying “You need money to make money”?

Well, what if we told you that this isn’t true?

And what if we had proof to show you that this is nothing but an old myth?

That’s right. Unlike popular belief, the internet today now provides several opportunities for normal people to start generating money, without any up-front investment.

And in this article, we have compiled a list of 10 awesome websites that you can start earning money with for free — without the need of a credit card.

Here they are…

Website #1: Redbubble

This is a website that allows you to make money by creating and selling custom products online.

On this website, you can sell products like t-shirts, phone cases and hoodies with your own custom design printed on top.

To start creating your own merch, you’ll first need to open a free account. Once opened, you can immediately start uploading your own personal designs to products.

You can customise things like the style, formation, product title and description.

Then when a customer purchases a product from your store…

….RedBubble’s production warehouse will print your design onto a t-shirt (or whichever product you’re selling), package it up, and then ship it out to the customer.

All of this is done automatically, without you even having to lift a finger!

If you have not yet noticed, this type of product fulfilment goes by the name of print on demand.

The reason why this model is so great is because once you have created and uploaded your designs, it becomes an extremely passive source of income.

For each product that you sell, RedBubble will pay out to you a 20% commission. And because you are paid through a commission, you aren’t required to pay any fees!

Essentially, selling on RedBubble is 100% FREE.

But you might be thinking “This is good and all, but what about traffic? Don’t I have to pay to advertise my t-shirt?”

The answer to this is no.

You see, similar to eBay and Amazon, RedBubble is considered what you call a destination site.

Because these sites are so well-known, there isn’t much of a need to spend money to put your products in front of customers. Customers are very familiar with these type of sites already, and so simply come to search for what they want.

Sellers on RedBubble make money through organic traffic. These are users who type in the search bar a product they are looking for, and find it through organically through the search results.

And sellers leverage RedBubbles search engine by optimizing their products for search keywords e.g. funny t-shirts, doctor t-shirts.

But again, you might be thinking, “Okay, sounds good. But what if I am not a great artist? Will my designs be good enough to sell?”

The answer? Absolutely!

Here’s the thing… To make money on RedBubble, you DON’T need to be an artist.

The majority of top selling t-shirts are surprisingly very simple, plain designs.

For example, here is a t-shirt design we easily recreated using nothing more than Canva. And here’s how it turned out.

Best of all, this took no more than five minutes to do!

If you have no graphic design skills, but still want to create top selling designs, the secret is to focus on selling funny t-shirts.

Because often times, simple text based t-shirts often add to the humour and make it even funnier than if it was the design was rather complicated.

So once you’ve opened your account, and recreated your own designs – how do you get paid?

RedBubble has two options. The first is to get paid directly through PayPal. And the second option is to get paid directly to your bank account.

Now, unfortunately, bank deposits are only available to a limited amount of countries. But there is a workaround: use Payoneer!

With Payoneer, you can set up a virtual US bank account that can receive money, even if you don’t live in the US.

This is hugely beneficial for those who live in foreign countries and have banks that aren’t very compatible with RedBubble.

Website #2: Skillshare

This is an online community for people who want to learn from educational videos.

On Skillshare, you can share your expertise to others around any topic you are passionate about, whether that is photography, illustration or even making a latte!

The great thing about Skillshare is that anyone can use this platform and start generating money with it.

In fact, on average, new teachers can make anywhere between $200 – $3,000 in their first month. Which is pretty cool, but that’s not even the best part…

…The best part is that once you have put your classes up, all that money you are earning is passive!

The way you get paid on Skillshare is that for each minute somebody watches your video, you get paid.

So if you were to spend five minutes watching a video on how to make French press coffee, the creator would be paid for each minute you spend watching the video.

Some people will become loyal subscribers and view all of your videos in your playlist. But the majority of people tend to watch a few videos that are relevant to them.

These types of viewers don’t get marked as ‘students’ in your mini-course. But this is okay as you still get paid for their views regardless of how many videos they watch.

Do you have a topic, skill or anything that you are passionate about that you’d like to share with the rest of the world? Perhaps Skillshare is the site for you.

Website #3: Udemy

Similar to Skillshare, Udemy is a platform that lets you sell your own individual course on a topic.

The only difference between both platforms is that Skillshare is a subscription service, whereas on Udemy, people buy your courses individually.

Because of this difference, earnings on Udemy tend to be higher than Skillshare. In fact, according to Teaching Guide, forty percent of classes on Udemy have made over $5,000.

“But what if I don’t have any skills? How can I create a class and sell it?”

The great thing about Udemy is that you don’t necessarily need to have a skill if you want to make money.

Instead, what we recommend is that you watch the top videos on YouTube around a topic you are interested in…

…then recreate your OWN version, and list this as a course lesson on Udemy.

You don’t need to show your face in these lessons. Neither do you need any fancy camera equipment to film your videos. So long as you have an internal microphone on your phone, and able to screen record your laptop, you’re pretty much good to go!

You can even make more money through Udemy by leveraging the power of Affiliate Marketing.

For example, if you are creating a class on how to use Adobe Photoshop, you can join their affiliate program, and share your affiliate link with people who purchase your course.

So when somebody goes through your course, and is ready to try Photopshop for themselves…

…If they sign up through your affiliate link, you earn a commission from that sale, making you even MORE money.

It’s a double win as customers are paying for your course AND also using your affiliate link.

Website #4: YouTube

YouTube is another great plat

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